Our pets are like family to us. About 94% of pet owners say that their pets make them smile at least once per day, and when they’re away at least one-third of dog owners even talk to their dogs on the phone or leave messages on answering machines for them. Sometimes, though, our pets can experience unexpected illnesses or accidents–just like us. When this occurs, veterinarian bills increase, so pet insurance is a wise investment for those of us with dogs and cats. In order to find a decent cat or dog insurance plan, be sure to search for the best pet insurance reviews online to help you choose an insurer. Here are some other helpful tips about pet insurance and when it may be time to take your pet to the vet.

1. First, just as with human health insurers, pet insurers should be registered with local regulators in your area. This will ensure that the services provided by your pet insurance company will aid you and your dog or cat in times of need.

2. In addition to researching the hereditary and chronic health problems that your breed of cat or dog faces (or the breed you are considering adopting), you may also want to find out what the veterinary expenses are to treat those issues should your pet require them. Online pet insurance reviews can give you a good idea of what’s covered and what isn’t in the event that your dog or cat needs emergency veterinary care or medications and treatments.

3. Online pet insurance reviews should also mention what other services may be covered for your pet, even if they aren’t directly related to your pet’s health. These can include covering costs for boarding should you (the owner) need to be hospitalized. Some pet insurance plans will also help with costs associated with retrieving lost animals–such as rewards, posters, or paying any fees if your pet has been taken to a shelter for his or her safety.

4. Once you do choose a pet health insurance policy, be sure to look for warning signs that your pet needs to visit the veterinarian. This could include changes in behavior such as sleeping more or less, not eating or drinking properly (or increased thirst and hunger). If you notice any changes in your pet’s appearance, such as a flaky coat or missing fur from excessive scratching, this could be indicative of a skin condition or flea infestation, among other issues. Changes in breathing, bowel movements, and any behavior such as vomiting should be immediately checked out by a veterinarian. These conditions can mean something seriously wrong with your pet, and those conditions can worsen easily.

Don’t risk your pet’s health by not taking your dog or cat to the vet. Additionally, if your pet does face any health issues, having pet insurance will help ensure quick and cost-effective treatment. Make sure that your pet gets the proper care he or she needs, so your dog or cat can keep making you and your family members smile. For more about this, go here: www.bowwowinsurance.com.au